The Benazir Income Support Programme (BISP) remains Pakistan’s biggest social safety net for millions of deserving women and low-income families. With the rising cost of living and unemployment, the BISP Kafaalat Program Phase 3 has started in July 2025, continuing to provide vital relief of Rs 13,500 per eligible household.
If you are registered or planning to register, it is crucial to understand how to check your CNIC status, update your data, and receive your payments smoothly.
This detailed guide will walk you through the entire process — from checking your BISP eligibility for Phase 3 to updating your National Socio-Economic Registry (NSER) survey and collecting your quarterly payment.
Whether you are a widow, divorced, disabled, or head of your household with no regular income, you must ensure your data is verified. Let’s break it down step by step.
بینظیر انکم سپورٹ پروگرام کی کفالت فیز 3 جولائی 2025 میں شروع ہو چکی ہے جس میں خاص طور پر بیواؤں، طلاق یافتہ خواتین، معذور خواتین اور بے روزگار خاندانوں کو مدد فراہم کی جا رہی ہے۔ اگر آپ چاہتے ہیں کہ آپ کو ہر قسط بروقت ملے تو اپنی معلومات اپڈیٹ کرائیں اور CNIC اسٹیٹس ضرور چیک کریں۔
کئی خواتین اس حقیقت سے بے خبر ہیں کہ پرانے سروے یا غلط معلومات کی وجہ سے ان کی ادائیگی معطل بھی ہو سکتی ہے۔ اس لیے قریبی تحصیل دفتر جائیں، اصل شناختی کارڈ، بچوں کے بے فارم اور یوٹیلیٹی بل لے کر جائیں اور تمام معلومات درست کرائیں۔
Why Phase 3 of the BISP Kafaalat Program Matters
BISP Phase 3 officially began on May 26, 2025, and extends coverage to new districts that did not benefit in earlier phases. The quarterly amount of Rs 13,500 can be a huge relief for households struggling with inflation.
However, receiving this payment depends on your CNIC verification and the accuracy of your NSER data. Many women miss payments because they fail to update their records after marriage, divorce, relocation, or a change in family income.
Who Gets Priority in BISP Kafaalat Phase 3?
In this phase, BISP gives special priority to:
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Widows
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Divorced women
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Disabled women
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Women-led households
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Families with jobless husbands
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Households with no government employees or big assets
If you fall under these categories but your poverty score is above 32, you may not qualify — so always double-check your status.
How to Check BISP CNIC Status Online or via SMS
Checking your eligibility is easy and free:
✅ Online: Visit 8171.bisp.gov.pk and enter your CNIC number to see your status instantly.
✅ SMS: Type your CNIC number and send it to 8171. You’ll get a reply showing whether you are eligible for the Rs 13,500 payment or if you need to update your survey.
Required Documents for BISP NSER Update
If your CNIC status shows “Ineligible” or “Data Not Found,” visit your nearest BISP Tehsil Office with:
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Original CNIC
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Children’s B-Forms
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Recent electricity/gas bill (proof of residence)
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Any supporting documents for family income/expenses
The BISP team will help you update your NSER record and do your biometric verification.
Official Payment Methods for BISP Kafaalat Rs 13,500
Once you receive a confirmation message from BISP, you can collect your installment through any of these official channels:
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ATMs: HBL and Bank Alfalah ATMs using your BISP card and thumbprint.
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Bank Counters: Visit the counter with your CNIC and BISP card.
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JazzCash / EasyPaisa Agents: Safe collection with CNIC, BISP message, and biometric verification.
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Official BISP Campsites: For remote villages with no bank branch or ATM.
🔑 Important: Never pay any agent — BISP registration and payment collection are 100% FREE.
BISP Kafaalat Program Phase 3: Complete Details Table
| Topic | Details & Actions |
|---|---|
| Program Name | BISP Kafaalat Program Phase 3 |
| Start Date | May 26, 2025 |
| Payment Amount | Rs. 13,500 per eligible household |
| Priority Groups | Widows, divorced women, disabled women, women-led households |
| Main Requirement | Updated NSER survey linked with valid CNIC |
| How to Check Status | Online at 8171.bisp.gov.pk or SMS CNIC to 8171 |
| How to Update | Visit nearest BISP Tehsil Office with CNIC, B-Forms, utility bill, biometric verification |
| Payment Methods | HBL / Bank Alfalah ATMs, bank counters, JazzCash/EasyPaisa agents, BISP campsites |
| Other Programs | Taleemi Wazaif (children’s education), Nashonuma (child nutrition support) |
| Helpline | 0800-26477 |
| Key Reminder | Never share your BISP token, keep CNIC updated, do not pay any agent |
Common Mistakes to Avoid
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Failing to update old survey data.
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Sharing your BISP token/message with others.
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Paying an agent for registration or withdrawal.
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Not checking payment status before visiting ATM or agent.
Stay alert! Your CNIC and survey data are your keys to uninterrupted payments.
Other BISP Programs You Should Check
Alongside the Kafaalat Program, you may be eligible for:
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Taleemi Wazaif: Extra stipends for your children’s school expenses.
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Nashonuma Program: Additional support for child nutrition and health.
Always ask your BISP Tehsil Office about these to maximize the support for your family.
BISP Kafaalat Phase 3
فیز 3 میں اگر آپ کی ادائیگی رکی ہوئی ہے تو قریبی بی آئی ایس پی دفتر جائیں اور اپنی معلومات اپڈیٹ کرائیں۔ بغیر کسی ایجنٹ یا دلال کو پیسے دیے، پورا عمل مفت میں ہوتا ہے۔ اپنے اصل شناختی کارڈ اور بچوں کے بے فارم ساتھ لے کر جائیں۔
ادائیگی ملنے کے بعد اسے صرف منظور شدہ ذرائع جیسے بائیومیٹرک اے ٹی ایم، بینک کاونٹر یا جائز کیش/ایزی پیسہ ایجنٹس سے ہی وصول کریں۔ اگر کوئی مسئلہ ہو تو 0800-26477 پر رابطہ کریں۔
Final Reminders for BISP Kafaalat Phase 3
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Keep your mobile number active and check SMS updates regularly.
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Use only official BISP channels for registration and payments.
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Report any fraud or agent scams to the BISP helpline.
By staying updated and following these steps, you can secure your Rs 13,500 payment every quarter — and get additional support for your children’s education and nutrition too.
Frequently Asked Questions (FAQs)
When did BISP Kafaalat Program Phase 3 start?
It started on May 26, 2025, covering new districts that were left out earlier.
How do I check if I am eligible for Phase 3?
Check online at 8171.bisp.gov.pk or send your CNIC number to 8171 via SMS.
What documents do I need for NSER update?
Bring your original CNIC, your children’s B-Forms, and a utility bill.
How can I collect my Rs 13,500 payment?
Use HBL or Bank Alfalah ATMs, bank counters, JazzCash/EasyPaisa agents, or official BISP campsites.
Is there any fee for registration or payment collection?
No — BISP services are 100% free. Do not pay any agent.
Conclusion
The BISP Kafaalat Program Phase 3 is a vital support system for millions of vulnerable families across Pakistan. Take charge of your eligibility — check your CNIC status, keep your records up to date, and use only official channels to receive your payments.
If you need help, visit your nearest BISP office or call 0800-26477. Stay informed, protect your payment, and share this information with other deserving families.