The Punjab Kisan Card Phase-II loan provides farmers with Rs. 3,350 per acre to purchase seeds, fertilizers, and pesticides at subsidized interest rates. This government-backed scheme aims to ease farming costs, boost productivity, and support small farmers across Punjab. Farmers can use the card only at approved centers for seamless, digital transactions.
🔹 What Is the Punjab Kisan Card?
The Punjab Kisan Card is a digital agriculture support card launched by the Punjab government in partnership with the Bank of Punjab. It enables farmers to:
-
Access low-interest loans for farming inputs
-
Buy approved seeds, fertilizers, and pesticides easily
-
Receive government subsidies directly through the card
-
Benefit from transparent, digital payment records
This initiative is designed to modernize Punjab’s farming system and increase crop yields.
🔹 Punjab Kisan Card Phase-II Loan: Key Details
| Feature | Details |
|---|---|
| Loan Amount | Rs. 3,350 per acre |
| Interest Subsidy | Up to 30% by Punjab Government |
| Loan Usage | Only for approved agricultural inputs (seeds, fertilizers, pesticides) |
| Repayment | Easy installments, farmer-friendly terms |
| Eligible Farmers | Registered Punjab Kisan Card holders |
🔹 Where Can You Use Your Kisan Card?
Farmers can make purchases using the Kisan Card only at:
-
Government-approved seed centers
-
Authorized dealers of fertilizers and pesticides
-
Registered shops listed by the Punjab Agriculture Department
Every transaction is digitally recorded, ensuring transparency and ease for farmers.
🔹 How to Check Your Eligibility & Card Status?
-
Visit the nearest Agriculture Department office
-
Call the Punjab Kisan Card Helpline: 0800-17000
-
Send SMS or scan the QR code on your card
-
Check online on the Punjab Agriculture Department website
🔹 Punjab Kisan Card Helpline & Support
For questions on loan disbursement, repayment, or card use:
📞 0800-17000 (8 AM – 8 PM)
🔹 Frequently Asked Questions
Who can get the Phase-II loan?
Only farmers registered and verified with the Punjab Kisan Card system are eligible.
How much loan do I receive?
You get Rs. 3,350 per acre, based on your registered land area.
What can the loan be used for?
Purchase of seeds, fertilizers, pesticides, and other approved inputs.
What’s the interest rate?
The government covers up to 30% subsidy; farmers repay the remaining amount in easy installments.
I don’t have my Kisan Card yet—what to do?
Contact your local agriculture office or call the helpline to check your application status.
✅ Why Punjab Kisan Card Phase-II Matters for Farmers
This scheme brings relief to thousands of small farmers by offering affordable credit with simple repayment plans. It helps farmers invest confidently in high-quality inputs, ensuring better crop growth and higher income.
📢 Action Steps for Farmers
If you already have the Kisan Card, start using it at approved centers to access your loan. If you haven’t received your card yet, reach out to your local agriculture office or dial 0800-17000 today!
Together, let’s empower Punjab’s farmers for a more prosperous future. 🌱